1. What are your earliest memories of money? How did your family or caregivers talk about money? How do you think these early experiences have shaped your relationship with money today?
2. What are your current beliefs about money? Do you believe that money is a scarce resource, or that there is enough to go around? Do you believe that money is hard to come by, or that it is easy to earn and manage?
3. How do you feel about spending money? Do you feel guilty or anxious when you spend money, or do you feel confident and in control? What are the emotions that come up for you when you think about spending money?
4. What are your financial goals? What do you want to achieve with your money, and why? How do your current beliefs about money support or hinder you from achieving these goals?
5. What are some money habits that you would like to change? What steps can you take to create new, more positive habits around money?
6. How do you talk about money with others? Do you feel comfortable discussing money with friends, family, or a financial advisor? How can you improve your communication around money to create more positive relationships and outcomes?
7. What are your biggest financial fears? How can you address these fears and create a more positive, empowered relationship with money?
8. Think back to a specific money mistake or financial decision that you regret. What happened, and what did you learn from this experience?
9. Reflect on how this mistake has affected your relationship with money. Do you feel shame or guilt about the mistake? Do you find yourself making similar mistakes, or do you feel more cautious or fearful around money?
10. Consider the idea of forgiveness. What does it mean to forgive yourself for this mistake? What would it look like to let go of any shame or guilt that you may be carrying around this mistake?
11. Write a letter to yourself, as if you were a compassionate and understanding friend. In the letter, acknowledge the mistake that you made and any emotions that you may be feeling. Then, offer yourself forgiveness and compassion, and remind yourself that you are not defined by this mistake.
12. Finally, think about what you can do to move forward. How can you use the lessons you learned from this mistake to make better financial decisions in the future? What steps can you take to create a more positive relationship with money?
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